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The company also reported gross revenue of Rs 5,738.7 crore, net revenue of Rs 447 crore in FY25.

Arya.ag, India’s largest integrated grain commerce platform, has announced its financial results for FY 2024–25, posting a Profit After Tax (PAT) of Rs 32 crore, marking a 70 per cent increase from the previous fiscal. The company also reported gross revenue of Rs 5,738.7 crore, net revenue of Rs 447 crore, and platform-enabled commodity throughput of Rs 26,961 crore.

Despite a volatile year for agriculture, marked by depressed commodity prices, fragmented digital adoption, and disrupted supply chains, Arya.ag maintained focus on core execution. Its consistent strategy enabled low-risk, high-integrity growth, with near-zero NPAs and continued gains in market share across underserved regions.

Anand Chandra, Co-founder of Arya.ag, commented, “This year has been about staying grounded and letting the work do the talking. The profit numbers are solid, but more importantly, we got there by focusing on the right things. We grew in parts of the market that are tough to reach, even as subdued commodity prices made the landscape harder. We didn’t overextend or take unnecessary risks; we stayed consistent, executed well, and kept our focus on servicing those who rely on us most. It’s steady, sustainable progress, and it shows we’re on the right path.”

Arya.ag’s technology-led, capital-light model continues to set it apart in the agritech space. From AI-based quality testing and blockchain-enabled traceability to satellite and IoT-based monitoring, Arya’s tech stack enables precision, transparency, and trust across the post-harvest value chain.

Key highlights from FY25:

Commodity volume handled: 7.37 MMT

Financing enabled through Arya.ag platform: Rs 14,181 crore

Disbursements via AryaDhan and bank partners: Rs 2,000 crore

Take rate improvement: 3.8 per cent, up from 3.4 per cent

Storage-backed transactions with assured payments and traceability through blockchain

Arya.ag now operates one of India’s largest digitally connected agri-networks, with over 11,000 storage locations across 425 districts, serving more than 1,300 Farmer Producer Organisations and 800,000 farmers.

Looking ahead to FY26, Arya.ag aims to deepen its technology deployment, drive greater integration across its ecosystem, and continue enabling financial inclusion and climate resilience in India’s farmgate economy.

The company also reported gross revenue of

Paving the way for enhanced financial inclusion through technological innovation and robust banking frameworks.

Arya.ag, India’s only profitable integrated grain commerce platform, has partnered with Shivalik Small Finance Bank to provide vital financial assistance to farmers, agro-processors, and micro-enterprises. Through this strategic partnership, Arya.ag acts as a Business Correspondent for the bank, facilitating over 200 crores in warehouse receipt financing in the current financial year. The initiative significantly expands the bank’s reach, bringing essential funding to the agricultural ecosystem across India.

This arrangement demonstrates the power of banking-fintech collaborations, bridging the trust deficit within the agricultural ecosystem, particularly in rural India. Digital solutions like Arya.ag act as a conduit in regions where traditional banking infrastructure faces challenges. Partnerships like these democratise access to financial services, ensuring equitable pricing and a consistent supply of credit for farmers and Agri MSMEs.

A key factor driving the success of these models is Arya.ag’s commitment to digitising the entire agri-lending process, from application to disbursement. This streamlined approach ensures quick and easy access to financial resources, particularly for those who have traditionally been underserved by financial systems.

Commenting on this significant achievement, Anand Chandra, Co-founder of Arya.ag, stated, “Our partnership with Shivalik Small Finance Bank highlights our commitment to empowering farmers and MSMEs traditionally underserved by formal banking. This partnership offers assurance to financial institutions and creates a more inclusive ecosystem for small agri-stakeholders – a true win-win for all.”

Anshul Swami, Managing Director and CEO of Shivalik Small Finance Bank, added, “Our partnership with Arya.ag aligns seamlessly with our vision of focusing on underserved segments through digitally focused, affordable products. Arya.ag’s expertise and dedication have provided an additional layer of professional assurance at all levels, increasing our reach and market penetration at a never-before speed. Together, we are happy to make a difference in the lives of those who need it the most.”

These partnerships anchor their operations in the twin pillars of technological innovation and robust banking frameworks for the benefit of the smallest of stakeholders.

Paving the way for enhanced financial inclusion