Recognised for technology-led innovation, expanding credit access for small and marginal farmers.

Dvara E-Registry, an agri-fintech firm headquartered in Hyderabad, has been conferred the Fintech for Bharat Award at the Global Inclusive Finance Summit Awards 2025, instituted by ACCESS Development Services in partnership with HSBC India, under the aegis of the Department of Financial Services, Government of India. The award recognises Dvara E-Registry’s contribution to strengthening agricultural finance through the use of data, technology, and climate-aligned intelligence to improve credit access for small and marginal farmers.

Founded in 2019, Dvara E-Registry works to address persistent structural challenges in agricultural finance, including fragmented land records, limited farm-level data, climate risk, and high transaction costs for lenders and Farmer Producer Organisations (FPOs). The firm builds digital infrastructure that enables more informed, timely, and inclusive lending decisions across India’s agricultural ecosystem.

Dvara E-Registry leverages GIS mapping, remote sensing, and AI-driven analytics to digitise land parcels and generate granular farm-level intelligence. Its proprietary solutions support lenders, FPOs, and ecosystem partners by reducing information asymmetry and improving risk assessment. Doordrishti, its digital platform for farmers and FPOs, digitises farmer profiles, land records, farm activities, and market linkages, enabling better operational efficiency and data-driven decision-making. KhetScore, its AI-driven farm intelligence engine, evaluates parcel-level crop and farm risk using historical data and real-time satellite monitoring across multiple parameters, enabling alternative credit assessment and early risk signals.

To date, Dvara E-Registry has facilitated the disbursement of over Rs 185 crore in credit to small and marginal farmers, working with more than 300 FPOs across 3,000+ villages in five states. Nearly 40 percent of the farmers supported through its platforms are first-time borrowers, underscoring the role of digital farm intelligence in expanding formal finance to previously underserved households.

Commenting on the recognition, Syed Tarique Alam, Co-Founder & CEO, Dvara E-Registry, said: “This award reinforces the importance of building financial systems that are anchored in farm-level realities. Our focus has been on digitising land parcels and generating reliable, verifiable data that lenders and FPOs can trust, while ensuring farmers are not excluded due to documentation gaps or climate risk. This recognition belongs to the farmers who engage with these systems, the FPO leaders and field teams who operationalise them, and partners who share a long-term commitment to inclusive agricultural finance. We are grateful to the Department of Financial Services, ACCESS Development Services, and HSBC for recognising work that stays closely aligned with farmers’ needs.”

The Global Inclusive Finance Summit Awards, instituted by ACCESS in 2009 in partnership with HSBC India, recognise institutions and individuals that advance financial inclusion by expanding access to formal financial services for underserved communities through innovation, scale, and systemic impact.